uob particular banking
uob particular banking
Blog Article
UOB Bank offers a variety of own banking expert services created to fulfill the fiscal needs of individuals. Below is an in depth overview to assist you understand The main element elements and offerings.
Different types of Accounts
Personal savings Account: This account allows you to save cash while earning curiosity.
Capabilities: Easy access, curiosity earnings, nominal service fees.
Advantages: Risk-free spot for your resources, possible progress by desire.
Current Account: Ideal for everyday transactions and taking care of fees.
Attributes: Checkbook facility, overdraft safety.
Positive aspects: Easy for normal payments and withdrawals.
Preset Deposit Account: For those seeking to generate larger fascination costs about a hard and fast period of time.
Capabilities: Fastened expression deposits, better fascination premiums as compared to price savings accounts.
Gains: Protected financial commitment solution with predictable returns.
Financial loans
Personalized Loans: Unsecured financial loans which might be employed for a variety of reasons like training or house renovation.
Types:
Installment Financial loans
Credit score Lines
Gains: Versatile repayment terms, aggressive fascination prices.
Home Financial loans: Tailor-made solutions for getting home or refinancing present home loans.
Kinds:
Preset Fee House Personal loan
Floating Fee House Personal loan
Positive aspects: Various designs to match person desires, desirable fees.
Charge cards
UOB features A variety of bank cards catering to distinct existence and investing behaviors:
Rewards Cards: Get paid points on just about every buy which may be redeemed for items or travel miles.
Cashback Cards: Get dollars rebates on daily shelling out such as groceries and dining out.
Journey Playing cards: Special Rewards like air miles accumulation and vacation insurance coverage.
Expenditure Services
For individuals enthusiastic about escalating their prosperity via investments:
Unit Trusts * Diversified portfolio managed by pros. * Well suited for long-term development goals.
Structured Deposits * Combines the characteristics of regular deposits with investment goods. * Possibly larger returns but with some threat included.
Insurance plan Solutions
To safeguard on your own and All your family members from unexpected functions:
Daily life Insurance policies * Supplies fiscal safety in case of death or significant health issues. * Might also serve as a cost savings Instrument based on the policy picked out.
Wellbeing Insurance policies * Covers medical fees which include hospitalization fees. * Essential for mitigating significant healthcare costs.
Electronic Banking Providers
Convenience at your fingertips as a result of digital platforms:
Internet Banking
Means that you can control your funds on the web:
See account balances and transaction record
Transfer money concerning accounts or shell out bills
Make an application for new goods (financial loans/bank cards)
Cellular Banking
Banking on-the-go by using mobile applications:
Quick stability checks
Cell payment alternatives (QR code payments)
Notifications & alerts about account exercise
With these thorough choices, UOB aims to supply personalised banking options that cater exclusively to individual demands while making certain advantage and security in all check here transactions.